The Impact Of Maybank Online Banking Information Technology Essay

The Impact Of Maybank Online Banking Information Technology Essay Computing and IT in the workplace is one of the vital modules that must be deeply studied due to its widely importance which effect on organizations development and behaviour. In this report we will provides an explanation about Online Banking system in Maybank. And we will review what the functionality, advantages and disadvantages, and the impact of Maybank Online Banking system. In addition, we will discuss the similarities and differences of Maybank Online Banking system with Internet and The World Wide Web, Security Issues, and Real-Time-Systems with a recommendations and solutions for future enhancement. Introduction As mentioned on (maybank2u.com.my, 2010) Malayan Banking Berhad or Maybank was incorporated in Malaysia on 31 May 1960 and commenced operations on 12 September 1960. On 17 February 1962, Maybank was listed on the then Kuala Lumpur Stock Exchange (today Bursa Malaysia). Maybank is today among the top companies by market capitalisation on Bursa Malaysia. Maybank is Malaysias largest financial services group with total assets exceeding RM330 billion. The Group has an extensive global network of 1,750 offices in 14 countries namely Malaysia, Singapore, Indonesia, Philippines, Brunei Darussalam, Vietnam, Cambodia, China, United Kingdom, U.S.A., Bahrain, Papua New Guinea, Pakistan and Uzbekistan.   The Group offers a comprehensive range of financial services and products ranging from commercial banking, investment banking, Islamic banking, cards issuance, offshore banking, leasing and hire purchase, insurance, factoring, trustee services, asset management, stock broking, nominee services, venture capital and Internet banking. Today, the Maybank Group has over 39,000 employees who serve over 16 million customers worldwide, with 9.5 million customers in Malaysia alone. Maybank has been consistently ranked among Malaysias most valuable brands. It is also ranked first among Malaysian banks by Brand Finance in its Global 500 survey and 118th among the top 1,000 banks in the world by The Banker Magazine. A Legacy of Growth and Leadership Maybank is the largest bancasssurance player in the region and its internet banking enjoys over 50% of market share in Malaysia. Its Islamic banking arm, Maybank Islamic Berhad, is No 1 in the Asia Pacific region today and among the worlds top 15 Islamic banks. The Groups Insurance Business under the Etiqa brand is among the top in the industry offering Life and General conventional insurance as well as Family and General Takaful plans. Investment Banking Group, spearheaded by Maybank Investment Bank, one of the leading investment banks in Malaysia, offers a comprehensive range of investment solutions, from corporate finance to debt capital markets, equity markets to research and strategic advisory. Maybank has received numerous awards as testimony to its leadership and innovation in product offerings and services. The Groups foundation of strength, consistent record of profitability and strong balance sheet is testament to its resilience in all economic cycles. Corporate Responsibility The Group has over the years placed a priority on being a responsible corporate citizen through various activities, initiatives and programmes, with the primary objective of making a difference in the community, environment and human capital development. As a responsible organisation, we embrace industry best practices in corporate governance by promoting a culture of excellence, transparency, integrity and accountability in our daily operations. Celebrating 50 years in 2010 This year, Maybank celebrates its 50th anniversary. Functionality of maybank Online Banking MayBank online system allows people to perform Banking activities. It provides a fast and convenient way of performing common banking transactions on the Internet. If you have a computer with Internet access, a web browser, youll be able to do your banking from the comforts of home, office or virtually anywhere else in the world. Maybank ATM/credit card holder has to apply before he can get to Maybank internet banking system online for the first time only. Here, more details on how to apply as mentioned on (maybank2u.com.my, 2010): Go to the nearest Maybank ATM. Enter you Maybank ATM/credit card. From the main menu, Choose Maybank2u Services. Choose Maybank2u Application. Enter your own 6-digit Maybank2u.com PIN. Repeat the same PIN again to confirm. Then, Maybank ATM/credit card holder has to complete registration by: Go to www.maybank2u.com. Click on Login. Click on Login for new users. Read the Terms and Conditions, then click on the Accept button. Enter the ATM/credit card number that you used to apply for your Maybank2u.com in the Access Number field. Enter the 6-digit Maybank2u.com PIN that you have selected and click on Activate. Enter your preferred username and password for all future access. Now, Applying and registration has been completed. And the Maybank ATM/credit card holder can access his account easily by: Go to www.maybank2u.com. Click on login. Enter your username and password that you select before. By accessing Maybank online system user can banking online and performs his/her banking activities remotely. The system provides a lot of functions which make the banking Processes easier for the users. Here more details on what user can do through the system. Accounts Banking: Allow users to view and manage their accounts, make payments, and transfer funds. Bill Payment: allow users to pay their bills from almost 600 payee corporations available, pay their Maybankard credit card bill, pay their income tax to LHDN, make DMP Payment, and pay their American Express charge card bills. Transfers: allow users to transfer funds between their own accounts, to another persons Maybank account, to a local account or to an account overseas. Fixed Deposits: allow users to view their existing fixed deposit account details, make an online placement or upliftment. Rewards Points: allow users to check their TreatsPoints or their American Express rewards. Investment: Allow users to trade using Online Stocks, make an EPF payment or manage their EPF accounts, apply for eShare or manage their CDS accounts, choose a fund allocation, view a Maybank Investment portfolio report, register their ASNB Account and make Additional Purchases, view their FCA account details, and view their GSPA account details. Insurance: Allow users to purchase and renew their insurance policy or purchase. Loans: Allow users to view and manage their personal, home, and car loans. Mobile Banking: Allow users to sign up for Mobile Financial Services (mobile banking account), register their number and change their Service Provider. Personal Details: Allow users to change their login password, update customer contact information, view their personal details and update their profile. Buy Online: Allow users to top up their mobile prepaid, buy prepaid mobile and MYeCASH PIN, reload or buy their IDD/STD card and internet prepaid. Maybank @ SG: Allow users to access their Maybank Singapore account. Bills Statements: Allow users to view their bank trading statement, bills and credit card statements, loans statement, and their debit and credit banking advices and notices. Advantages of MayBank Online Banking Pay a bill: Electronic bill payment service allows a depositor to send money from his or her online account to a creditor or merchant, for example to a public utility or a department store. There is no need to stand in a long line on a weekend morning to handle your transactions.   Transfer funds: With online banking, you can make money transfer between your own accounts, or send money to a third party account. All you need is recipient/payee information and enough funds in your account. Quite often, the operations are performed in real time   View automatically updated spending report: All your purchases are sorted into familiar categories automatically to save, no expenses to enter. It is easy to see where your money goes. Track your payment history: Online banking gives you an opportunity to search your payments by transaction type, date, description or amount. When did you last pay Company X? When did you buy your computer? To whom did you make your most recent payment? Your bank knows the answers.   Schedule payments in advance: Most banks offer customers the ability to schedule a payment on a specified date. Once the amount is entered and the payee is checked off, the funds are automatically deducted from your online bank account.   Take advantage of online brokerage: Internet banking lets you invest online. You can place and confirm trades 24 hours a day, seven days a week. Most banks provide a wide range of money market instruments from various issuers. Change contact details:   You can log in to your online account and change contact information (e-mail address, telephone number, password, etc.). It is more secure than to send this information by e-mail. Get alerts: This service allows you to receive timely e-mail messages from your bank about any critical changes related to your Internet accounts. For example, you can get alerts when you make a withdrawal or change your contact information. Disadvantages of MayBank Online Banking Security: Yes, online banking is generally secure, but it certainly isnt always secure. Identity theft is running rampant, and banks are by no means immune. And once your information is compromised, it can take months or even years to correct the damage, not to mention possibly costing you thousands of dollars, as well. Some online banks are more stable than others. Not all online setups are an extension of a brick-and-mortar bank. Some operate completely in cyberspace, without the benefit of an branch that you can actually visit if need be. With no way to physically check out the operation, you must be sure to thoroughly do your homework about the banks background before giving them any of your money Learning curve: Customer service can be below the quality that youre used to. Some people simply take comfort in being able to talk to another human being face-to-face if they experience a problem. Although most major banks employ a dedicated customer service department specifically for online users, going through the dreaded telephone menu can still be quite irritating to many. Again, some are considerably better (or worse) than others. Slow processing: From the moment you entered a financial transaction with your bank via the computer.   Usually the bank will require you to submit certain documents like an identification card, signature and the like.   Not only will the bank online require you to submit documents but also to provide special power of attorney in cases where you want to do transactions together with your spouse.   A concrete example is when you want to manage all your wealth and resources together as a couple and you wish to view it online.   Certain technical procedures regarding online banking may be taxing too and complicated. As a result, not all online transactions are immediate. Online banking is subject to the same business-day parameters as traditional banking. Therefore, printing out and keeping receipts is still very important, even when banking online. The Impact of MayBank Online Banking: The Online Banking services in Maybank have profound changes during the last decade. The most obvious change has been the large number of bank mergers, which have increased both the average size of banks and the area over which they operate. Other changes may also prove dramatic but are at this point just getting under way the growth of Internet banking and the combination of banking with other financial services, such as insurance and securities underwriting. The implications of these changes for the profitability and safety of banks have been widely discussed, but what do they mean for local economies? Some analysts argue that the changes will benefit most communities by increasing the publics access to financial services and making it easier for banks to continue lending during regional economic downturns. Others argue that the changes will end up hurting many communities, especially smaller ones, because the large organizations created by mergers will be uninterested in serving small customers and will siphon off funds from smaller markets to lend in big cities. To shed light on the debate, this article focuses on the two groups that are most likely to be affected by the transformation of banking. Consumers and small businesses. Before the recent changes, surveys consistently found that these two groups relied heavily on local banks for their credit and payments needs. It stands to reason, therefore, that they would also be the groups most affected by any changes in local banking practices resulting from consolidation, Internet banking, or financial integration. A further reason for focusing on small businesses is that these enterprises play an especially important role in the economic performance of smaller communities the communities where there has been the greatest concern about the possible adverse effects of the transformation in banking. The article concludes that the recent changes in banking are likely to benefit consumers and small businesses in most communities, as long as they remain free to choose between small and large banks for their banking services. The first section of the article reviews the three major Changes in the banking system consolidation, Internet banking, and financial integration. The next two sections argue that these changes are likely to benefit both consumers and small businesses, provided small banks are available to fill any gaps in service or credit to smaller customers. The last section concludes that small banks face a major but not insurmountable obstacle in continuing to fill this role-the increased difficulty of obtaining funds. THE IMPACT OF THE ONLINE BANKING ON CONSUMERS: Consumers have traditionally relied on nearby banks and branches for many of their banking services. The transformation of online banking in Maybank now under way will hurt consumers by raising the price or reducing the quality of these services. Or the changes benefit consumers by expanding the array of services will offered by banks and allowing consumers to go outside the local market for banking services. It was once thought that the main benefit to consumers of online banking would be lower fees for banking services or higher rates on deposits. According to this view, the cost to banks of online transactions would be much lower than the cost of traditional transactions through a normal branch. As a result, consumers would be charged lower fees or Paid higher deposit rates if they banked online instead of going to a branch office. Proponents of this view pointed to the example of online brokers, who charge investors much less for trading stocks than either discount brokers or traditional full-commission brokers (Marks). THE IMPACT OF ONLINE BANKING ON SMALL BUSSINESS: Like consumers, small businesses have traditionally obtained most of their banking services from nearby banks and branches. Will the transformation of banking hurt small businesses by shifting ownership of these banking offices to large, distant organizations uninterested in dealing with small customers? Or will it help small businesses by making banking and other financial services cheaper and more convenient. As noted earlier, mergers have significantly increased the share of banking resources controlled by large, widely dispersed organizations. Some observers worry that this change in the banking system will end up reducing the total supply of credit to small businesses. These observers acknowledge that some of the businesses that are denied credit as a result of bank mergers may be bad risks that should not have received loans in the first place. They argue, however, that mergers will also reduce the supply of credit to many good risks, hurting the local economy. As in the case of consumers, the main benefit of online banking in Maybank to small businesses is likely to be greater convenience. For several years, large businesses have enjoyed electronic access to their banks through private computer networks. Internet banking in Maybank is now extending that access to smaller businesses. Some bank web sites allow small business customers to view their balances in real time, transfer money between accounts, and originate wire transfers. A smaller number of bank web sites also offer cash management services and payroll services. Industry observers predict that more banks will offer such services over time because small businesses are among their most profitable customers. Large banks have shown particular interest in this area, apparently viewing online banking as a way to lure small business customers away from smaller banks Internet and World Wide Web Maybank File Transfer and the Internet: The internet is a worldwide collection of networks that connects millions of computers and it plays the main role in Maybank transaction system especially online banking, because all the transaction is done by Internet and without the internet there is no online banking. Maybank has become very popular in a world of electronic debits and transfers and other banking activity that, until recently, you would have to have made a trip to the bank to do. All aspects of modern society has benefited from online banking because of the convenience that the internet offers. Internet banks have to make themselves attractive to potential customers. They do this by offering high-yield checking accounts. Internet banks have the comfort of doing so because they do not have the same overhead cost as normal banks. Internet banks are much cheaper to operate than traditional banks, so Internet banks can pass the savings on to their customers. Once they have secured your business, Internet banks offer yo u other services. You will be able to complete your checking, savings, credit cards, mortgages, investments, bill payments and much more from the comfort of your own living room. Maybank has developed a product package designed to provide simple and secure file exchange between the bank and its customers through any of three (3) delivery channels: Web, Desktop Connection or Secure FTP. But in todays networked world of the internet, the browser and e-mail are the ubiquitous software tools used for information exchange. These tools do not adequately support secure file transfer of anything but small files while the ability to track and audit file movement is limited. With M-Secure File Transfer OBS, banks can transmit and receive data automatically without scripts or manual intervention using the web, OBS Desktop Connection Client or Secure FTP. Online Messenger will regularly check for files to be delivered to clients or sent to the bank from designated folders on the customers PC. Customers only have to place a file in the designated send folder and the file will be automatically transmitted to the bank. No complicated FTP processes, no modems, no scripts. Da ta Delivery is secure, using a strong encryption algorithm blowfish with a 448-bit key. Each user has a unique User ID and Password that must be changed every 30 days. E-Commerce E-commerce is business transaction that occurs over the internet and online banking system in Maybank makes it easier, for instance, all these business and transactions can be done and paid at home if you use Maybank online banking. Without the online banking, e-commerce would be difficult and we will have to do these businesses by ourselves because once you want to buy something from the internet youll have to transfer the money and that means going to the bank and do all the transactions and that costs us time, effort and money. Communications: One type of internet banking that Maybank has is Communicative and this type of Internet banking system allows some interaction between the banks systems and the customer. The interaction may be limited to electronic mail, account inquiry, loan applications, or static file updates (name and address changes). Because these servers may have a path to the banks internal networks, the risk is higher with this configuration than with informational systems. Recommendations: Here are some recommendations for Maybank in order to achieve a better online banking: Probably the first thing to think about with online banking would be the convenience. I suggest for Maybank to give us the access to the online banking anytime of the day by improving their online system, because sometimes I have to transfer money for emergency but when I try to access my online banking I found it suspended and thats causes a lot of troubles. Compare the online banking services in Maybank with other banks in order to offer the best services to the customers. Train all the employees on questions customers will ask about online banking in order to make them get a clear idea about it, because some people till now are still afraid of online banking and dont use it. I also suggest for Maybank to make advertisements about this point. As a conclusion, online banking is a part of Internet and all the transactions system occurs by the internet. Like the internet, online banking has his own services and those services such as transfer money which cant be done without the internet and thats one the common things between them. I suggest for Maybank to improve the convenience system and train all the employees to make people get a clear idea about online banking. Security Issues Similarities/ Secure Websites: A secure website is a website using encryption and authentication standards to protect the confidentiality of web transactions. Digital certificates: Digital certificate is a form of electronic credentials for the Internet. Digital certificate is issued by a trusted third party to establish the identity of the ID holder. The third party who issues certificates is known as a Certification Authority (CA). Secure Sockets Layer (SSL) protocol from Verisign Certificate Authority. SSL is a secure way of transferring information between two computers on the Internet using encryption. Strong end to end encryption is also adopted within the banks computer networks and resources. To ensure data confidentiality and integrity, all information transmitted over the Internet is encrypted using the 128-bit (maybank2u.com.my, 2010). Maybank2u.com is WebTrust certified. This certifies our compliance with leading international security standards and Best Practices, as well as our commitment to maintaining a secure environment. WebTrust is an independent corporation that monitors and tests our facilities to assure that we maintain the highest and most current standards in Internet information security and exchange (maybank2u.com.my, 2010). As mentioned on (info.ssl.com, 2006) There are two ways to make sure that Maybank2u.com.my is a secure website: 1) Check the web page URL Normally, when browsing the web, the URLs (web page addresses) begin with the letters http.   However, over a secure connection the address displayed should begin with https note the s at the end. 2) Check for the Lock icon There is a de facto standard among web browsers to display a lock icon somewhere in the window of the browser (NOT in the web page display area!)   For example, Microsoft Internet Explorer displays the lock icon in the lower-right of the browser window: As another example, Mozillas FireFox Web Browser displays the lock icon in the lower-left corner. -Backup: Making copies of data so that these additional copies may be used to restore the original after a data loss event. Backup procedure A backup procedure represents the way you back up your files.   Any backup procedure starts with a concept of a data repository. The backup data needs to be stored and organized. Therefore, its important to establish your backup procedure before choosing the backup solution that is right for you. Different backup procedure has different advantages. Maybank has its own backup procedure performing as follow: Day of Week Weekly Full Backup with Daily Differential Backup Weekly Full Backup with Daily Incremental Backup Sunday A full backup is performed. A full backup is performed. Monday A differential backup contains all changes since Sunday. An incremental backup contains changes since Sunday. Tuesday A differential backup contains all changes since Sunday. An incremental backup contains changes since Monday. Wednesday A differential backup contains all changes since Sunday. An incremental backup contains changes since Tuesday. Thursday A differential backup contains all changes since Sunday. An incremental backup contains changes since Wednesday. Friday A differential backup contains all changes since Sunday. An incremental backup contains changes since Thursday. Saturday A differential backup contains all changes since Sunday. An incremental backup contains changes since Friday. Differences/ -Sensitive username and Password to access bank account online To prevent unauthorised access to our online financial services, every customer is required to select a username and an alphanumeric password, which provides access to their financial information. The username must be between 6 to 16 characters and the alphanumeric password between 8 to 12 characters. The password must include both alphabets and numbers but you may also use special characters (e.g. * $) except spaces (maybank2u.com.my, 2010). -Phishing: Phishing is a high-tech scam that uses spam or pop-up messages to attempt to deceive you into disclosing your credit card numbers, bank account information, Social Security number, passwords, and / other sensitive information.Phishing is the term coined by hackers who imitate legitimate companies in e-mails to entice people to share passwords or credit card numbers. Report on phishing: Maybank made a hotline which you can contact and report about phishing and avoid being a victim of it. To protect yourself from being a victim of email or SMS Phisihng! If you receive suspicious messages, contact immediately at 03-5891 4744. Real-Time-Systems My bank technology system is functional now, but as a feasibility demonstration, not a supported product. Its ability to transfer funds between its internal micro acounts and external accounts via the Automated Clearing House is turned off. The name, my bank, is a place holder for an eventual company name. Many online banking customers reuse their banking login credentials to access other websites, putting themselves at risk of account hijacking and online banking fraud, according to a study by Trusteer Inc. MY BANK-based online security vendor found that 73% of bank customers use their Internet banking password to access non-financial and less secure websites. Forty-seven percent use both their online banking user ID and password on other websites. The practice puts online banking customers at risk because criminals are using a variety of methods including database hacks, brute forcing and phishing to harvest login credentials from non-financial websites, such as social networking sites and Web-based email services, according to Trusteer. Thieves can then test the credentials on financial-services sites to hijack accounts and commit online banking fraud. Money Trouble in MY BANK A series of upsets could spell trouble for my banks virtual economy Theres a long line of avatars waiting to use the automatic-teller machines for Ginko Financial, a virtual bank in the online game Second Life. For more than a week, account holders have been demanding their money back in what some folks are calling a bank run. Set off by high interest rates and a recent ban on in-game gambling, the bank run could ultimately have a major effect on the games economy. The theft of approximately $12,000 from the My bank World Stock Exchange doesnt help matters either. My bank, is an online world where players can buy and sell all kinds of goods and services. The games economy is based on fictional currency, called Linden dollars. But those dollars do have real-world value: players can buy or sell Linden dollars at a rate of about L$270 to $1 on the Lindex market. My banks website even boasts that thousands of residents are making part or all of their real life income from their My bank businesses. Now the entire My bank economywhich could affect more than 8.5 million playersis in trouble. Although financial institutions in My bank are careful to define themselves as games, some My bank banks offer more than 100 percent annual interesta tempting rate when combined with the possibility of turning Lindens into U.S. dollars via the Lindex. Right along with the promise of turning virtual currency into real-life riches are problems with how some Second Life financial institutions are run, says Robert Bloomfield, an economist at Cornell University who makes a serious hobby of studying My banks economy. The average person who goes to a [real-world] bank isnt aware that theres a large regulatory body keeping track of the reserves the bank has, he says. But banks in Second Life, which Bloomfield compares with the Wild West, are mysterious and unregulated. Ginko Financials CEO, Andre Sanchez, of Sao Paolo, Brazil, has refused to release records of Ginkos investments or financial history, and he has not revealed a clear plan for returning peoples money NOW THER IS 3 Reasons Not to Use Online Bank Accounts * Customer Service with Online Bank Accounts One reason to avoid online banks is that you may run into bad customer service. With a brick-and-mortar bank, youll likely have some familiarity with the staff. At a small credit union, the staff might know you well. Why does this matter? Its easier to get good service if you know the staff and they know you. You can pick and choose who you deal with. However, if your online bank account offers any phone service, you have to take your chances with the 1-800 Lottery. You might get somebody helpful and knowledgeable, or you might not. * Online Bank Accounts and Speed of Clearing The internet is supposed to make things faster. However, you might have to wait a long time for checks to clear. You certainly cant ask for a cashiers check if youre in the middle of a crisis and you need settled money yesterday. Likewise, deposits to your online

Social Classes and the Strains They May Cause in The Awakening by Kate

Social Classes and the Strains They May Cause in The Awakening by Kate Chopin In the novel The Awakening by Kate Chopin, class structures are a significant key to some of the actions of three main characters. Leonce, who is married to Edna, is the character who goes along with the upper-class structure because he wants to be accepted by his peers. Robert, who falls in love with Edna, is too scared to go against the traditional thinking of the upper class. Finally, Edna, who is the main character in the novel, does go against her upper-class structure for her own happiness. Leonce is the typical husband; he wants to please his wife, Edna, but he also wants to be recognized by his upper-class friends. He truly does love Edna, but he treats her as though she were a child. He also thinks of Edna as his chattel. For example, at the very start of the novel, while looking at his wife like a piece of property, Leonce says, "You are burnt beyond recognition" (24). Leonce looks at her as if she were a lower- class citizen since it would be those that labor in the sun who would be "burnt" (24). During that time period, most upper-class husbands did treat their wives as if they were a valuable possession. However, Edna does not want to be looked at in a manner that gives her a sense that she is property. Edna wants to be her own person. She wants to have her own opinions about her life, without having her husband tell her whether she can or cannot think for herself. She basically ignores her husband. Margit Stange in her essay "Personal Property: Exchange Value and the Female Self in The Awakening" mentions that "what Edna Pontellier considers as her property is [. . .] her body" (277). Edna doesn’t see herself as property of h... ...es within herself; she as a flower has begun to die and wilt. She was the only person through the novel who is brave enough to think in a new way. Before Edna commits suicide, she feels that no one understood her. No one knew why she was trying to change things within her class. One reason why she does kill herself is the fact that she knows that she cannot live in such close societal boundaries. The simple way to face this reality for Edna is to just forget all together and put an end to her life. Works Cited Chopin, Kate. The Awakening. 1899. Ed. Nancy A. Walker. Case Studies in Contemporary Criticism. 2nd ed. New York: Bedford-St.Martin’s, 2000. Stange, Margit. "Personal Property: Exchange Value and the Female Self in The Awakening." The Awakening. Ed. Nancy A. Walker. Case Studies Contemporary Criticism. 2nd ed. New York: Bedford-St.Martin’s, 2000.

Women And Men

It has become a troubling cliche that women feel unavoidably attracted to men who are completely wrong for them. This leads to other overarching platitudes that permeate our social interactions. All men are pigs. Nice guys finish last. The frustration over these seemingly impenetrable absolutes builds and builds until it bursts in a flurry of Cosmo quizzes. What’s going on, and can it be remedied? You all know someone who’s been affected by this paradox, and probably have encountered it sometime yourselves. A friend of mine recently had her birthday ruined by her boyfriend. He accompanied her and many of her friends on a trip to Magic Mountain. After disappearing for hours, she finally found him. He was asleep in her car in the parking lot, which he had broken into in order to nap inside, the ideal resting place. His only present to her was a card. They are still together today. I couldn’t have written a more ridiculous scenario myself. (Well, I could, but it would involve a lobster playing trombone.) Are women attracted to guys like this because somehow the qualities of meanness and insensitivity are inherently desirable? The answer is no. Granted, there is a positive correlation between the degree of a male’s lack of compassion and his ability to engender the attention of the opposite sex, but as any of you know who have taken a statistics course, a correlation does not prove causation. There is an underlying factor that produces this result. That factor is power. What women seek is someone who is powerful, who can control any situation and make things go his way. From an evolutionary standpoint, this means women are far more likely to be attracted to the guy who kills the charging lion than the guy who paints one on the cave wall. If there is one thing that jerks certainly have, it is power. Women perceive them as having great security and influence. What they often fail to notice is that this power is derived through meanness and selfishness. Conversely, kindness and selflessness are perceived as signs of weakness. I do not recommend, however, that women try to find comfort in the arms of the spineless.Spineless people aren’t necessarily kind. They simply possess too much cowardice to act on their angry impulses. Kindness is not the absence of malice; rather, it is the active pursuit of the satiation of the needs of others above one’s own. It takes far greater strength to pursue good instead of evil, as the odds are stacked against the good. A jerk demonstrates his strength by dominating other males through force and/or humiliation. A kind man will be far subtler. My grandfather once gave me some advice on the subject. He said, â€Å"A great man doesn’t tell people how great he is. If he is truly great, then they will know it.† Clearly something separates the boys from the men, but how to define that separation? Rudyard Kipling comes fairly close in his poem, â€Å"If.† I leave it to you to read it; it will be two minutes well spent. When it comes to how a male treats a woman, I have found a definition that seems to distinguish the mature from the immature. A boy sees his woman as a treasure. She is beautiful, charming, intelligent, etc. The boy will recognize all of these positive attributes as valuable, and therefore worth preserving through his best efforts. He does not love her for herself, only for how she makes him feel about himself. A man will treasure his woman. He will cherish her, support her, and devote the best fibers of his being to her. This is based on sacrifice and love, rather than on possession. A treasure, noun, is an object worth keeping. But a relationship should not be a museum in which a male showcases his best piece. To treasure, a verb, implies upkeep and care, dedication and perseverance, love and honor. This is surely the measure of a man. In trying to avoid sub-standard men, women often fall into another relationship sand trap, the older man. By older, I refer to an age they should be together. At the same time, our wants must be tempered with cognizance. The â€Å"plenty of fish in the sea† metaphor still applies to the beginning of a relationship. Squeeze a few tomatoes before you pick one out. Most of us aren’t out there looking for husbands and wives just yet, so perhaps it is adaptive that the qualities that make a good spouse are not those we necessarily value in a college relationship. On the other hand, high school is over, so perhaps it’s time for the homo erectus in the varsity jacket to say goodbye. I find it disheartening that women, seeking powerful men, would rather date Lex Luthor than Superman, or at least are more likely to fall for Luthor initially. Of course, not all guys fit neatly into the categories of heroes and villains. In truth, we are neither. Ladies, give us the litmus test for selfishness. A man should be a pillar of strength to his woman, but he should be made of something warmer than cold stone.

Lincoln Memorial Essay - 1004 Words

Washington, DC is a spectacular place. This being my first time in DC, I was in awe of everything and all the historical places I encountered. The presence of the monuments and history is what made the capitol so magnificent. Having only read about the Lincoln memorial, I never had the chance to experience the sensation of being inside such an honorable place of importance. The imposing white marble walls of the memorial and the many people surrounding it could be seen from afar. Arriving at the location, an unknown feeling came over me. I was experiencing history in a whole different level. When I think about a memorial, the term remembrance comes to mind. Seeing the statue of Abraham Lincoln brought pieces of memories from history†¦show more content†¦Building this memorial was surely the right way to go. There were many people of all ages, ethnicity, and class. All the people gathered at the memorial created a sense of unity although we were all there for different purp oses. Many of these people were in high spirits and were enjoying themselves. While researching and reading about the history of the memorial, I found interesting things that stood out. An example of this was the story behind the structural design. The architecture of the chamber inside the memorial means something itself. Different stones from different states were used in the creation of the chamber. According to the â€Å"DC Pages†, â€Å"The terrace walls and lower steps consisted of granite blocks from Massachusetts, the upper steps, outside front wall, and columns contained marble blocks from Colorado-the interior walls and columns were Indiana limestone, the floor was pink marble from Tennessee-the ceiling tiles were made up of Alabama marble, and the Lincoln statue encompassed 28 pieces of marble from Georgia†. The structure of the memorial was built on different marble stones to signify what Abraham Lincoln stood for. Henry Bacon who was behind the design of the memorial chose these stones to tell a story. The stones symbolized that alt hough a country was torn apart by war and hatred, it can still come together to build something as significant as the memorial. The stones explain the reunification of the states. The memorial notShow MoreRelatedEssay On The Lincoln Memorial1057 Words   |  5 Pagesgood advice, like they were real and close friends. Melissa being the good listener, she understood her situation and decided to help her with what was going on as they were going to be partners after all. â€Å"There’s been a mass murder at the Lincoln Memorial. His picture was taken about 3 hours before it happened, there seems to be something in his pocket that could’ve activated the bomb. There was one other guy with him, but we weren’t able to identify him as he never showed his face to the cameraRead MoreThe Significance Of The Lincoln Memorial1828 Words   |  8 Pagesof a monument. 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