Electric Cars Essay Example for Free

Electric Cars Essay Are electric vehicles a more reasonable strategy for transport than diesel or petroleum fueled vehicles? In this Case Study, I investigated whether electric vehicles are as eco-accommodating as they guarantee to be, giving a supportable technique for transport that could altogether diminish our carbon impressions in the event that we as a whole jettisoned the convectional vehicles, and changed to electric vehicles. I discovered numerous contentions both for and against electric vehicles. Electric vehicles are fueled by an electric engine which draws its capacity from an on-board battery pack which goes about as a vitality store for the vehicle. Vitality is estimated in joules. A joule is a modest quantity of vitality so a local power meter gauges the vitality in kilowatt hours. Aloof Energy Transferred = Power x Time (Joules, J) (Watts, W) (Seconds, S) (Kilowatt hours kWh) (Kilowatts, kW) (Hours, H) Source; GCSE Core Science amendment manage (Information gathered from GCSE Science correction control 13:26hours) Batteries are charged by basically associating the vehicle to a mains power flexibly, and are generally should be charged for the time being (or 7-8 hours) for a full charge. Power is an optional wellspring of vitality. This implies the power is created somewhere else from another vitality source, on account of an electric vehicle, the essential source (where the power first originates from) will be from coal controlled force stations. A few people accept that coal controlled stations, discharge the equivalent if not more emanation of unsafe gas into the environment. On the other hand, others feel that they don't contaminate, and set aside cash, while diminishing the Carbon Footprint, that would somehow or another be expanding if a petroleum or diesel controlled vehicle was utilized. Fors Electric vehicles produce no CO? discharges when they are running, and neither do they emanate nitrous oxide or produce other hurtful molecule outflows either. Standard fossil fuelled street transport represents around one fifth of all worldwide ozone depleting substance discharge. Emanations from the ignition of a diesel or petroleum controlled motor, are carbon based fills, which discharge, upsetting and conceivably perilous exhaust. Electric vehicles, then again, don't create any waste gases when moving. In Europe, where power is delivered in various manners, electric vehicles do offer natural advantages when contrasted and vehicles with inner burning motors. Electric vehicles controlled by the current European power blend, have been found to offer a 10% to 24% abatement in their an Earth-wide temperature boost possible comparative with customary diesel or petroleum vehicles. An electric vehicle devours vitality, at a level far not as much as that of petroleum or diesel controlled vehicles. Just as this they are very financially savvy. The price tag of electric vehicles is fundamentally higher than that of diesel/petroleum fueled vehicles, however this is completely exceeded when the expense of running the vehicle is thought about. Electric vehicles run longer, quicker and more proficiently than convectional vehicles. Against Electric vehicles are just at â€Å"zero emission† on the off chance that they get their capacity from an inexhaustible source. Coal controlled force industrial facilities, alongside different sources used to accommodate power for these electric vehicles don't give this, as they will in general use non-sustainable. At whatever point non-renewable energy sources, for example, coal are singed they increment the measure of carbon dioxide (CO? ) in the environment. Charging an electric vehicle just uses 3% of sustainable assets, the epic measure of 97% originates from assets, for example, coal; which are non-inexhaustible, a rate that isn't obviously superior to a typical vehicle. A choice here is to utilize a green duty for your power gracefully which will bring down the carbon force of your power flexibly. Electric vehicles run off batteries produced using metals, for example, lithium or zinc. These metals originate from reused batteries, different vehicles, forklifts or sometimes wheelchairs. Anyway the genuine creation of these batteries, depend on requests of virgin materials. This therefore implies these batteries have a colossal carbon impression Another source I found, really said that electric vehicles cause more contamination than diesel and petroleum controlled vehicles. The power produced to control electric vehicles caused more particulate issue contamination than that brought about by an equal number of petroleum driven vehicles. Particulate issue originates from the burning of petroleum derivatives and incorporates acids, natural synthetic substances, metals, and soil or residue particles. For electric vehicles, ignition discharges happen where power is produced instead of where the vehicle is utilized. The force created to control electric vehicles, transmit hurtful particles at an a lot higher rate than diesel and petroleum vehicles do. As far as air contamination impacts, they discovered, electric vehicles are increasingly destructive to general wellbeing per kilometer went than customary vehicles. A comparable source was found, yet this time composed by BBC. They state that not exclusively do electric vehicles contaminate more than diesel and petroleum controlled vehicles, yet they likewise represent a natural danger. It has been found that electric vehicle plants additionally radiated more harmful waste than traditional vehicle industrial facilities. The creation period of electric vehicles demonstrated significantly more earth escalated, and the an unnatural weather change potential from electric vehicle creation is about twice that of customary vehicles. Just as this the utilization and the finish of-life destroying of a vehicle influences the earth unmistakably more than diesel/petroleum controlled vehicles. Furthermore, delivering batteries and electric engines requires a great deal of harmful minerals, for example, nickel, copper and aluminum. Thus, the fermentation sway is a lot more prominent than that of regular vehicle creation. Comparative data was likewise found on the Guardian Website, which is another source than is viewed as quality media, as reports are composed by a perceived master in the field. The batteries used to control electric vehicles are substantial, and this may influence the speed to some degree alongside the separation that the vehicle can travel. Battery costs differ, however they will in general be amazingly costly, costing around a few thousand pounds, and the need to be supplanted at regular intervals, best case scenario. The most extreme range that the vehicle will permit you to head out before it should be energized is around 100 miles, and energizing can take 7 or 8 hours, before the battery is full and the vehicle can run effectively once more. The charging should be possible at charging stations, yet the quantities of these are in their couple of, and far between. Discarding the batteries can likewise cause genuine natural issues and issues. Synthetics spilled from the battery may likewise be incredibly perilous.? The fundamental essential vitality source that is utilized by people is through the consuming of fossils powers, for example, oil, coal or gas. Atomic fills, biofuels, for example, wood, waves and radiation from the sun (sunlight based vitality). To create power, fuel is scorched to deliver heat. 1) The warmth is utilized to bubble water, which produces steam. 2) The steam drives the turbines, which power the generators 3) Electricity created in the generators is sent to a transformer and afterward on to the National Grid. 4) Electricity is circulated, through the national matrix at high voltages to forestall vitality misfortune. Force stations that consume non-renewable energy sources like coal produce carbon dioxide, which is a sort an ozone harming substance, add to a dangerous atmospheric devation and environmental change. (Data gathered from GCSE Revision control 12/1/13 13:58hours) To close I feel that electric vehicles are not more manageable than diesel or petroleum fueled vehicles. They are frequently increasingly proficient to run, when things, for example, cost are contemplated, however the technique that it used to deliver the power that gives the vehicles the force they need, appears to discharge the equivalent, if not progressively hurtful outflow into the climate. This is for the most part through the creation of the power, and the consuming of coal which discharges Carbon Dioxide (CO? ) into the environment. To overcome this issue, rather than the utilization of coal fueled force stations, pedal force stations give an eco-accommodating other option. Be that as it may, more noteworthy force apparatuses will take more vitality and power to control. Producing power is rarely 100% proficient. Nonstop cycling will cause the cyclists bodies to get drained, and any vitality put away from food or drink, just some is emitted as vitality to create the power, the larger part is radiated as warmth. Another technique that could be utilized as another option, to guarantee the measure of ozone harming substances discharged is kept insignificant, is the utilization of sustainable power sources. Instances of sustainable power sources are; * Wind * Waves * Bio energizes, (for example, wood). * Solar force Traveling alone in a vehicle utilizes more vitality than open vehicle, which implies the utilization of open vehicle can likewise give a more impact, economical vehicle strategy than electric vehicles, and diesel or petroleum controlled vehicles. Transport | Energy per traveler/KM (Kwh/traveler )| Bus| 0. 19| Train| 0. 06| Aircraft| 0. 51| Boat | 0. 57| Car| 0. 6| Source †GCSE Physics book (Information recovered 10/1/13 13:01hours) Sustainable Transport is at times known as Green Transport and it is any type of transport that doesn't utilize or depend on lessening common assets. Rather it depends on sustainable or recovered vitality instead of non-renewable energy sources that have a limited future. Thus it is said to have a low or a negative impact on nature since it utilizes vitality sources that are practical. GCSE Physics book/Core Science Revision book †These are truly dependable sources as they are school course readings and are composed by perceived specialists in the field, to be utilized in schools, and different types of instruction.

Genetic Analytical Report. exmamine the postive & negative effects of Essay

Hereditary Analytical Report. exmamine the postive and negative impacts of giving patrents data - Essay Example Familiarity with the hereditary inclination to infections will trigger the idea of taking ace dynamic measures to guarantee wellbeing security in the general population. Collaboration and support of the legislature of Australia are the absolute most principal prerequisites of this thought. This examination report will produce valuable data for a typical man just as for the legislature of Australia somewhat who will have the option to utilize this data to settle on educated choices while making the strategies with respect to the advancement or limitation of unveiling the hereditary inclination to maladies to individuals. Scientists hold the agreement that human hereditary inclination is the reason for most constant ailments. In a greater part of cases, it takes in excess of a solitary imperfect quality to cause the illness. All things considered, this remaining parts a reality that hereditary segment is the most basic causal factor in a great deal of basic infections experienced in ad ulthood including schizophrenia, hypertension, diabetes mellitus, and a few intrinsic abnormalities that incorporate however are not constrained to neural cylinder surrenders, congenital fissure, and congenital fissure. This has expectedly created an agreement among the specialists that numerous individual qualities play a little yet significant job in inclining an individual to a specific state of hereditary qualities. In spite of that, recognizing the qualities causing a specific infection is an awkward objective to accomplish. So as to decide and succession such a quality, it is basic that the researchers can tell a quality that is furnished with the inclining power for a particular issue from the others. This brings up an issue for the researchers in the case of experiencing such an intense procedure is justified, despite all the trouble when the data effectsly affects the life of the person whose qualities are being evaluated. Telling a person that he/she conveys a specific qua lity that caused a dreadful infection in his/her folks can be overpowering and distressing for the person. Then again, information on the presence of a hazardous quality and the probability of obtaining the illness later on gets exceptionally disturbing for the individual and he/she can take preventive measures in time. Accordingly, advising the people about their hereditary inclination to infections has both constructive and antagonistic results. This examination paper is aimed at distinguishing the potential advantages and disadvantages of telling the individuals their hereditary inclination to sicknesses. 1.1  Background and late findingsâ In request to see the method of depiction of hereditary qualities and the scientists’ job in it, well known media has been examined various occasions by various analysts (Condit, Ofulue, and Sheedy 1998; Henderson and Kitzinger 1999, Conrad 2001, Petersen 2001, and Bubela and Caulfield 2004). Different analysts have directed inside a nd out investigation of the distributed publications and diary articles with the end goal of inspecting the path advancements in hereditary qualities have customarily been recorded by the clinicians and past specialists and what job they have played in propelling the field of hereditary qualities (Cunningham-Burley and Amos 1999). Publications are one of the most essential wellsprings of data about the depiction of hereditary qualities. â€Å"Published in peer-assessed diaries, publications permit pioneers of the examination and clinical networks to give discourse on advancements in science and clinical practice†

Lincoln, Mary Todd

Lincoln, Mary Todd Lincoln, Mary Todd, 1818â€"82, wife of Abraham Lincoln , b. Lexington, Ky. Of a good Kentucky family, she was living with her sister, daughter-in-law of Gov. Ninian Edwards of Illinois, in Springfield, Ill., when she met and married (1842) Lincoln. Although they were very different in temperament and upbringing, their marriage was an affectionate one. The harsh portrayal of Mary Lincoln by William H. Herndon is certainly exaggerated. Of the four sons she bore (Robert Todd, Edward Baker, William Wallace, and Thomas or Tad ), only Robert Todd lived to manhood. The death of Willie in 1862 was a great sorrow to both Abraham and Mary Lincoln, and Tad's death in 1871 seems to have unsettled her mind (already affected by seeing her husband murdered at her side). She was adjudged insane (1875), but the decision was reversed a year later. See her letters, ed. by J. G. Turner and L. L. Turner (1972); biographies by R. P. Randall (1953), C. Sandburg (new ed. 1972), I. Ross (1973), and C. Clinton (2009). The Columbia Electronic Encyclopedia, 6th ed. Copyright © 2012, Columbia University Press. All rights reserved. See more Encyclopedia articles on: U.S. History: Biographies

Our Individual Identity Is Determined by What Others Think...

Identity and belonging - Expository Essay Our individual identity is determined by what others think of us. Our identity is comprised of inner qualities and outer representations of self. It consists of innumerable defining characteristics that make up the whole of who we are in any given moment. These fragments of self include our sexuality, gender, and sense of belonging to a particular culture, nation, religion, family, or some other group. Our identity includes our looks, personality, beliefs and fears. Each individual in society assigns themselves a particular role, whether it be as a mother, brother, retiree, performer, sportsman or as a part of their occupation, a doctor or lawyer. Often one’s entire sense of self is consumed by†¦show more content†¦Today more than ever we are being increasingly conditioned, influenced and bombarded by a multitude of messages and experiences about who to be and how to be. Current forms of social communication processes, particularly mainstream media, advertising, television and film, along with family, friends, teachers, political ag endas, religion, society’s rules, our perceptions, perspectives, interpretations and assumptions, and those of others, all play a part in creating our identity. †¨We seek and create our identity through these external influences, we all wear these masks and cloaks, so that we fit in with the world around us. The degree to which we choose our identity, versus having it imposed on us via external influence, is arguably a matter of consciousness and awareness. When we are unaware of the power of external influence we are akin to pieces of clay, being unconsciously molded to fit into the accepted or preferred norms of someone else’s reality. When we are aware we can take responsibility for the creation of our identity. We can make empowered choices that best serve our selves, rather than serve people and systems outside of ourselves. In Unpolished Gem, society plays a daunting role on Alice as she tries to change her way of thinking from a Chinese-Cambodian way of thi nking to a very different Australian way of thinking. As Alice starts her newShow MoreRelatedThe concept of social identity, social class,gender and ethnicity.1635 Words   |  7 PagesSocial Identity is the understanding of who we are, and reciprocally, other peoples understanding of themselves. Richard Jenkins believed that this social identity is achieved through socialization within social groups. He argued that by placing themselves in the role of others, people, particularly children, gain a greater understanding of the role that they should play. 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To explain what Hicks means, he uses John Smith, a man who disappears from the U.S. and is the same person in India at the same time. Since John Smith is exactly the same people would ha ve to accept him as such. Hick then proceeds to say that if John Smith diedRead MoreEvaluate the Claim That Identity Is Determined by Relationships1699 Words   |  7 Pagesclaim that Identity is determined by relationships Essay Plan First Paragraph Introduction Define Identity Quote Changing identities Gender identity Mines (DVD) Second Paragraph New mothers Gous quote Quote pg 254, 269 and 265 Body image Racial – Fanon - 278 Third Paragraph Social psychology Michael Billig – quote 274 National Identity – 212 Freud - quote Fourth Paragraph Conclusion Quote – 252 Erik Erikson Evaluate the claim that Identity is determined by relationships Read MoreThe Brain And Mind Identity1608 Words   |  7 Pageshave a mind? The brain sends and receives information by electrical impulses around the human body allowing us to see, move, feel, hear and think. If the brain is removed from the human body these impulses will cease, thus there will be no mind. Philosophers like Place, Smart, and Armstrong support this claim through the notion of identify theory and type physicalism. Brain and mind identity is a very controversial topic with some philosophers arguing that because people can have knowledge of a specific

Discrimination in the Workplace of Individuals Living...

Discrimination in the Workplace of Individuals Living with A Disease or Illness This research paper is a case study focusing on the discrimination of workers living with a disease or illness. I chose this topic based on the need to educate others on the signs of workplace discrimination. Job discrimination in the workplace can effect many people in many different situations. This particular study chooses to focus on those individuals living with a terminal illness. Discrimination in the workplace can occur more frequently than many expect in this advanced society. The history of job discrimination in general is vast and covers many different areas. In America, the history of discrimination in the area of employment options is†¦show more content†¦The extended mission of Bailey House was further carved out after much advancement in medicine had been made to help combat the negatives of the HIV/AIDS disease. The focus shifted to help clients live rather than how to help them prepare to die. After this organization was well established, another tenet of providing for those affected by this disease surfaced, that being job placement. As a result, Bailey House branched out beyond just providing housing for those living with HIV/AIDS. A service heavily relied on by the clients of Bailey House is their job training program which teaches clients interview skills as well as job skills necessary to succeed in the workforce. Along with this training, clients learn life skills, self-sufficiency and skills that complement their desire to want to appear as normal as possible while trying to obtain employment. INVEST NYC is the name of the program geared towards restructuring the lives of those wanting to remain in the workforce while living with a terminal illness. This program offers a wide reach of literacy services, job readiness training, pre-vocational services and job placement assistance. 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The various challenges should be discussed and the professional may decide if he/she wants to include the family or any other protective factors in treatment. e. Finally, the greatest of the individual’s mental health needs would be follow up, accessibility and openness duringRead MoreDiscrimination On The Workplace And Can Result On Psychological Trauma1615 Words   |  7 Pages This unequal power relations between sexes is the result of sexism, discrimination on the workplace and can result on psychological trauma. *4. A point to take into consideration when analyzing the structure is how do people that do not fit in it, can survive into modern society? And how does the political context a cause of exclusion of the structure, which could result on body suffering and trauma? Today, most individuals are considered as consumers. However, some consumers cannot afford first

Why Everybody Is Talking About Immigration Argumentative Essay Topics...The Simple Truth Revealed

Why Everybody Is Talking About Immigration Argumentative Essay Topics...The Simple Truth Revealed You may continue to keep your argumentative essays for your upcoming job portfolio in case they're highly graded. If you must compose an argumentative essay on immigration, but don't have adequate time or energy to do it by yourself, you have located the ideal spot. If you're struggling, you always have the option to acquire help by employing an essay writing service such as ours. If you think that you require assistance with your written assignments it is preferable to ask for skilled help from online writing service. Why Almost Everything You've Learned About Immigration Argumentative Essay Topics Is Wrong There are a few reasons which justify and condemn illegal immigration that I will endeavor to go over below. The current dilemma of immigration raises various essential questions which are both beneficial and negative. Yet another critical issue to think about is overpopula tion. There are a few problems that surpass the controversies which were raised about immigration. Immigration Argumentative Essay Topics Secrets If you're in a college and wish to compose an argumentative essay, you should select a subject of high importance. The topic has to be interesting, the topic has to be essential and finally the topic has to be informative. Quite frequently, the very best topic is one which you truly care about, but you also will need to get ready to research it. You will probably locate a different and wonderful topic you will love to write about. Understanding how to compose a strong argumentative paper can help you advance your very own argumentative thinking. You need to set up facts, possess the confidence and demonstrate the obvious evidence of your private viewpoint to certain phenomenon. Becoming in a position to compose a strong argument will allow you to succeed in society. Racial slurs ought to be illegal. There are lots of aspects abo ut a sport that may be argued in an essay. Argumentative essays are a few of the best that you can write as a student. To start with, an argumentative essay is a part of formal writing. It is a particular type of academic writing. Civil wars and financial challenges are a few of the typical elements that push people to move to other nations searching for peace and financial stability. Immigration has turned into a massive international issue, especially within the field of economics, trade, and company. Therefore, immigration offers a chance to students who pursue new fields of study they cannot locate in their home country. Job immigration is the main problem, particularly in the underdeveloped and developing countries. Immigration has ever been an important but divisive element of social and political life in the United States of america, but in the last few years, the debate about the perceived threats and advantages of immigration has intensified considerably. Technol ogy is ever-present in our everyday lives. What You Must Know About Immigration Argumentative Essay Topics There are a few helpful strategies for argumentative essays. There are, in addition, some special methods for writing the very first and the very last paragraphs (introduction and conclusion). When students are writing their argumentative essays which need to find, read and analyze tons of material to do good. To locate argumentative essay topics easy on various platforms, you will need to comprehend about the argumentative essay. There isn't any chance of you getting a plagiarized paper written by somebody else. A conclusion is, without a doubt, the most essential portion of the argumentative essay since you can either support the very good impression or destroy it entirely. Make certain you are really interested in the problem, because otherwise you will have no confidence, which is a significant aspect when convincing somebody. When you're picking your topic, bear in mind that it's much simpler to write about something which you currently have interest ineven in case you don't know a good deal about it. The New Angle On Immigration Argumentative Essay Topics Just Released Immigration does not need to be the bad man's escape in the event the government provides enough jobs for everybody. To start, in the 19th century, different kinds of illegal immigrants were regarded as a danger to the Americans. Politically, they take a major role in the presidential elections. Furthermore, illegal immigrants also tend to commit different crimes since they aren't conscious of the other prevailing laws of the nation that they seek residence.

Number the Stars Book free essay sample

NaziGermanyEssayAnna Wall 2/6/13 block 3 *To introduce what I am writing about I will start off by saying I have chosen some interesting facts to compare between the books number the stars and the movie miracle at midnight. They are both about Jews trying to get away from the Nazis. I will compare the Star of David necklace in both of them also the family members and there characteristics. First I will compare the Star of David necklace because in the book the Star of David necklace belongs to Ellen and she had it hidden in the trunk with all of lise’s old stuff. So if Nazis searched there houses then they will not look at nor see the Star of David necklace because it was very well hidden in the trunk. In the movie Hannah had the Star of David necklace and when she was packing up to run away to Sweden. We will write a custom essay sample on Number the Stars Book or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page She had accidentally dropped it and the Nazis searched Mr. and Mrs. Koster’s house because they think they were holding Jews from them. Which they were) So the Nazis searched the upstairs bedroom that they thought was a lean in closet so they went in and the mom (Doris) spotted out the Star of David necklace when the Nazis were not looking Elsa stepped on it and when he left she put it in her dolls shirt for safe keeping. *Second I will compare the characteristics of mrs. johanson to the characteristics of mrs. Koster In the book she did want to help the Jews hide in the upstairs rooms and in the movie she did want to help hide Jews upstairs. *In the book Henrik was the uncle of the little girls and in the movie Henrik was the big brother of Elsa .

Goals of Higher Education free essay sample

Goals of higher education, university of my choice Living in the modern world, one cannot but face with a neÃ' essity of getting higher education. Thus, if you want to be a respected part of society, you are to have a degree. However there are a lot of people who tend to think that this kind of studies is not for them as school education is quite enough. Well, what are the goals of higher education? And do people really need it? To give some facts I’d like to mention that due to the statistics, our country stands at the first place in the world in the number of people who have higher education with 54 % people graduated from the university. It’s very impressive though. So, what were the aims of all these people? Definitely, everybody is looking for the advantages one can take of it. And frankly speaking there are plenty of them. We will write a custom essay sample on Goals of Higher Education or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page In my opinion, one of the most important goals of higher education is providing society with highly qualified manpower in order to strengthen particular sector of domestic and world economy as well as other spheres of social life. Hence graduates have more chances to get a well-paid job and higher position in the field he or she interested in. Secondly, being educated in a certain realm gives you an opportunity to become an expert in a wide range of problems. Consequently, another goal of higher education is cultural enlightment. What is more, university or college really matters when we are talking about self-determination. Thus, it helps one to gain independence by realizing what he or she is good at. Sometimes school leavers enter higher education institution without knowing whether they really want to study this or that. However, with every passing year there, their desires become specified and they discover more and more opportunities to become useful for their local as well as world communities. Once I realized that higher education is vital for me, there was a problem what university to enter. However the number of universities offering studies in the field of international affairs in our country is quite limited and I had to choose between two cities, Volgograd where I was born and Samara that was quite near to my place. Finally, I made up my mind to study in Samara State University and I’ve never regretted it yet. It is a classical multi-faculty university and a leading educational institution of higher education in the region. What is more important for me, it offers a great platform for students who are interested in carrying an individual research. Highly qualified scientific advisors are ready to help us and provide with essential literature whenever we need it. Moreover the conferences held in our university give the youth opportunity to be heard and noticed as a lot of experts visit them. All things considered, we can notice that all the goals of higher education are to improve the quality of life in this or that way. Although, a lot of people are aware of all these advantages they prefer to limit themselves with school education. The point is that we shouldn’t forget that improvement of the quality of our life is about everybody. Therefore, it’s obvious that the more people have higher education, the better life we have. And the only choice you should make is what university to enter but in no case to keep studying after school or not. That’s out of question.

Life of Nathaniel Hawthorne essays

Life of Nathaniel Hawthorne essays Nathaniel Hawthornes obsession with sin spurred him to write several novels unlike any others seen in his lifetime. His writing style was unique for his time and sometimes criticized. He worked most his life trying to write the perfect novel, trying to be a success and finally won out. Nathaniel Hawthornes life and career contained many hard ships and uniquely interesting human experiences (www.tdl.com). Nathaniel Hawthorne was born in Salem Massachusetts on July 4, 1804. His family linage was that of strong Puritan descent, with both his mother and father, Elizabeth and Nathaniel Sr. having been reared by Puritan families. Hawthorne's ancestors include Major William Hathorne who was one of the first Puritan settlers in America, and Joe Hathorne who was a head judge in the Salem witch trials. Nathaniel was four when his father died and as a result he lived a solitary life with his mother, who became extremely withdrawn and guilt stricken. While Hawthorne (who adopted this spelling of the name) lived a very sedentary lifestyle in this environment, he was finally exposed to a "normal" child's life. Nathaniel was so content with this newfound life that when the subject of continued education arose he stated "Oh! No... I was not born to vegetate forever... to live and die as calm and tranquil as a puddle of water." Young Nathaniel grew fond of books and literature, especially the acclaimed Pilgrims Progress despite his lack of interest in school (Kunitz 1600- 1900, 347). Maternal relatives came to realize his talent as a writer and offered to finance his education. He graduated from Bowdoin in the class of 1825. Among his fellow classmates were his friends Franklin Pierce, Horatio Bridge, and Henry Wordsworth Longfellow. After graduating, his love for books and literature prompted him to turn towards a life of writing. Nathaniel wrote Fanshawe a book of which he was extremely critical. After having p...

Tourism - Operation Management Essay Example | Topics and Well Written Essays - 2000 words

Tourism - Operation Management - Essay Example Handling the transport of the visitors is a major concern for tourist sector because it would influence the activities of major hotels that would be hosting visitors (Alcantara, 2012:1). A delay created by the transport department would reverberate to influence programs of tourism industry. The intention of this paper is to investigate London 2012’s, current transportation network, and how it may affect the transfer of clients during the duration of their stay. The paper will recommend how tour operator business can ensure good performance while delivery high quality. London has embarked on infrastructure development, which includes building of rail line, expansion of roads as well refurbishing of personal houses be individuals. The private sector expects to rent their apartments to Olympics tourists. Stores have made adequate arrangement for goods in the wake of the Olympics. Goal of London Olympics Olympics has diverse goals which aim at creating development opportunities, p romoting women interest, protecting athletics, creating of avenues, which bring sustainable development and creating sporting opportunity during summer. The current situation London transport system depends on the services of trains, roads, underground trains, and air transport. Since UK got the opportunity to host Olympics think tanks have been assessing the current trends of transport network with a view of meeting needs of visitors that London would host. Current reports shows that London trains, buses and underground trains struggle to make 12 million journeys in a day. The figure is likely to rise following the demands that the transport sector would meet during Olympics. Organizers of the Olympics believe that London will have to meet the needs of 3 million extra journeys. London expects to host 10,500 athletes, 20,000 journalists, and 9,000 officials (Travis, 2011:16). The major concern is the ability of the transport system to facilitate timely arrival of the athletes. The c hallenges have necessitated creation of a program, which intends to upgrade the transport sector to cope with the anticipated number. Tour sector has numerous services, which include transportation, booking, reservation, ticketing among others. The sector host taxi operators as well as tour cars that offer services from one destination to the other. The road situation in London has an ability of supporting a given number of vehicles thereby influencing the approach that London Olympic committee would take (Great Britain. 2006:132). The idea is to meet the needs of the Olympic tourists as well as meeting the needs of tourists. Balancing the two issues is quite intricate given the situation of infrastructure (roads, railway line, and airports). Environment for Tour Industry Strength London boost of its capacity to receive tourists across the globe. It is one of most visited city in the world. It is a major destination for visitors because of business that it commands and leisure activ ities that many visitors acquire when they come to London. Hotel industry in London is one of flourishing sectors because of the population that they serve around the year. London has regional air services, which offer transport at reasonable costs. Olympic tourists can use the opportunity to visit in lands or other regions of the country. Opportunities London has a legacy of housing plan that can accommodate the visitors. It also command sustainable

Health and Safety Manager for WoooW company Essay

Health and Safety Manager for WoooW company - Essay Example Since the employee wanted to resume his work, it is my duty to explain to him the dangers that will be faced and to safeguard the health so as not to strain at work. Bradycardia is a condition whereby the heart tends to have a slower beating rate than normal. In a normal adult heart at rest, the beats are usually between 60 and 100 times per minute. However, if an individual suffers from bradycardia, his /her heartbeat is lesser than 60 times in a minute. The condition can be considered a fatal problem in instances where the heart does not propel sufficient oxygen-rich blood throughout the body. However, some individuals do not display any symptoms or complication when suffering from the condition. The condition can be caused by many reasons such as changes in the heart that are the effect of growing old. Besides, illnesses that harm the heart’s electrical system including, heart attacks, infections such as myocarditis and endocarditis as well as coronary artery disease. Another cause includes situations that have a potential in slowing the electrical impulses of the heart such as a low thyroid level also known as hypothyroidism, an electrolyte imbalance ("Equality Act 2010" n.d.). Lastly, a various medication used while treating high blood pressure or heart conditions such as antiarrhythmic, digoxin and beta-blockers can lead to a slowed heartbeat rate. Although some individuals are suffering from the condition exhibit mild to no symptoms at all, a few symptoms are associated with it. The patients usually feel lightheaded or dizzy and have short of breath, which makes them find it difficult to be involved in exercising. Besides, they tend to feel exhausted and experience chest pains or a feeling that their heart is throbbing or flapping. The condition’s treatments include depending on the causes, being given a pacemaker, which assist in correcting a slow

The Impact Of Maybank Online Banking Information Technology Essay

The Impact Of Maybank Online Banking Information Technology Essay Computing and IT in the workplace is one of the vital modules that must be deeply studied due to its widely importance which effect on organizations development and behaviour. In this report we will provides an explanation about Online Banking system in Maybank. And we will review what the functionality, advantages and disadvantages, and the impact of Maybank Online Banking system. In addition, we will discuss the similarities and differences of Maybank Online Banking system with Internet and The World Wide Web, Security Issues, and Real-Time-Systems with a recommendations and solutions for future enhancement. Introduction As mentioned on (maybank2u.com.my, 2010) Malayan Banking Berhad or Maybank was incorporated in Malaysia on 31 May 1960 and commenced operations on 12 September 1960. On 17 February 1962, Maybank was listed on the then Kuala Lumpur Stock Exchange (today Bursa Malaysia). Maybank is today among the top companies by market capitalisation on Bursa Malaysia. Maybank is Malaysias largest financial services group with total assets exceeding RM330 billion. The Group has an extensive global network of 1,750 offices in 14 countries namely Malaysia, Singapore, Indonesia, Philippines, Brunei Darussalam, Vietnam, Cambodia, China, United Kingdom, U.S.A., Bahrain, Papua New Guinea, Pakistan and Uzbekistan.   The Group offers a comprehensive range of financial services and products ranging from commercial banking, investment banking, Islamic banking, cards issuance, offshore banking, leasing and hire purchase, insurance, factoring, trustee services, asset management, stock broking, nominee services, venture capital and Internet banking. Today, the Maybank Group has over 39,000 employees who serve over 16 million customers worldwide, with 9.5 million customers in Malaysia alone. Maybank has been consistently ranked among Malaysias most valuable brands. It is also ranked first among Malaysian banks by Brand Finance in its Global 500 survey and 118th among the top 1,000 banks in the world by The Banker Magazine. A Legacy of Growth and Leadership Maybank is the largest bancasssurance player in the region and its internet banking enjoys over 50% of market share in Malaysia. Its Islamic banking arm, Maybank Islamic Berhad, is No 1 in the Asia Pacific region today and among the worlds top 15 Islamic banks. The Groups Insurance Business under the Etiqa brand is among the top in the industry offering Life and General conventional insurance as well as Family and General Takaful plans. Investment Banking Group, spearheaded by Maybank Investment Bank, one of the leading investment banks in Malaysia, offers a comprehensive range of investment solutions, from corporate finance to debt capital markets, equity markets to research and strategic advisory. Maybank has received numerous awards as testimony to its leadership and innovation in product offerings and services. The Groups foundation of strength, consistent record of profitability and strong balance sheet is testament to its resilience in all economic cycles. Corporate Responsibility The Group has over the years placed a priority on being a responsible corporate citizen through various activities, initiatives and programmes, with the primary objective of making a difference in the community, environment and human capital development. As a responsible organisation, we embrace industry best practices in corporate governance by promoting a culture of excellence, transparency, integrity and accountability in our daily operations. Celebrating 50 years in 2010 This year, Maybank celebrates its 50th anniversary. Functionality of maybank Online Banking MayBank online system allows people to perform Banking activities. It provides a fast and convenient way of performing common banking transactions on the Internet. If you have a computer with Internet access, a web browser, youll be able to do your banking from the comforts of home, office or virtually anywhere else in the world. Maybank ATM/credit card holder has to apply before he can get to Maybank internet banking system online for the first time only. Here, more details on how to apply as mentioned on (maybank2u.com.my, 2010): Go to the nearest Maybank ATM. Enter you Maybank ATM/credit card. From the main menu, Choose Maybank2u Services. Choose Maybank2u Application. Enter your own 6-digit Maybank2u.com PIN. Repeat the same PIN again to confirm. Then, Maybank ATM/credit card holder has to complete registration by: Go to www.maybank2u.com. Click on Login. Click on Login for new users. Read the Terms and Conditions, then click on the Accept button. Enter the ATM/credit card number that you used to apply for your Maybank2u.com in the Access Number field. Enter the 6-digit Maybank2u.com PIN that you have selected and click on Activate. Enter your preferred username and password for all future access. Now, Applying and registration has been completed. And the Maybank ATM/credit card holder can access his account easily by: Go to www.maybank2u.com. Click on login. Enter your username and password that you select before. By accessing Maybank online system user can banking online and performs his/her banking activities remotely. The system provides a lot of functions which make the banking Processes easier for the users. Here more details on what user can do through the system. Accounts Banking: Allow users to view and manage their accounts, make payments, and transfer funds. Bill Payment: allow users to pay their bills from almost 600 payee corporations available, pay their Maybankard credit card bill, pay their income tax to LHDN, make DMP Payment, and pay their American Express charge card bills. Transfers: allow users to transfer funds between their own accounts, to another persons Maybank account, to a local account or to an account overseas. Fixed Deposits: allow users to view their existing fixed deposit account details, make an online placement or upliftment. Rewards Points: allow users to check their TreatsPoints or their American Express rewards. Investment: Allow users to trade using Online Stocks, make an EPF payment or manage their EPF accounts, apply for eShare or manage their CDS accounts, choose a fund allocation, view a Maybank Investment portfolio report, register their ASNB Account and make Additional Purchases, view their FCA account details, and view their GSPA account details. Insurance: Allow users to purchase and renew their insurance policy or purchase. Loans: Allow users to view and manage their personal, home, and car loans. Mobile Banking: Allow users to sign up for Mobile Financial Services (mobile banking account), register their number and change their Service Provider. Personal Details: Allow users to change their login password, update customer contact information, view their personal details and update their profile. Buy Online: Allow users to top up their mobile prepaid, buy prepaid mobile and MYeCASH PIN, reload or buy their IDD/STD card and internet prepaid. Maybank @ SG: Allow users to access their Maybank Singapore account. Bills Statements: Allow users to view their bank trading statement, bills and credit card statements, loans statement, and their debit and credit banking advices and notices. Advantages of MayBank Online Banking Pay a bill: Electronic bill payment service allows a depositor to send money from his or her online account to a creditor or merchant, for example to a public utility or a department store. There is no need to stand in a long line on a weekend morning to handle your transactions.   Transfer funds: With online banking, you can make money transfer between your own accounts, or send money to a third party account. All you need is recipient/payee information and enough funds in your account. Quite often, the operations are performed in real time   View automatically updated spending report: All your purchases are sorted into familiar categories automatically to save, no expenses to enter. It is easy to see where your money goes. Track your payment history: Online banking gives you an opportunity to search your payments by transaction type, date, description or amount. When did you last pay Company X? When did you buy your computer? To whom did you make your most recent payment? Your bank knows the answers.   Schedule payments in advance: Most banks offer customers the ability to schedule a payment on a specified date. Once the amount is entered and the payee is checked off, the funds are automatically deducted from your online bank account.   Take advantage of online brokerage: Internet banking lets you invest online. You can place and confirm trades 24 hours a day, seven days a week. Most banks provide a wide range of money market instruments from various issuers. Change contact details:   You can log in to your online account and change contact information (e-mail address, telephone number, password, etc.). It is more secure than to send this information by e-mail. Get alerts: This service allows you to receive timely e-mail messages from your bank about any critical changes related to your Internet accounts. For example, you can get alerts when you make a withdrawal or change your contact information. Disadvantages of MayBank Online Banking Security: Yes, online banking is generally secure, but it certainly isnt always secure. Identity theft is running rampant, and banks are by no means immune. And once your information is compromised, it can take months or even years to correct the damage, not to mention possibly costing you thousands of dollars, as well. Some online banks are more stable than others. Not all online setups are an extension of a brick-and-mortar bank. Some operate completely in cyberspace, without the benefit of an branch that you can actually visit if need be. With no way to physically check out the operation, you must be sure to thoroughly do your homework about the banks background before giving them any of your money Learning curve: Customer service can be below the quality that youre used to. Some people simply take comfort in being able to talk to another human being face-to-face if they experience a problem. Although most major banks employ a dedicated customer service department specifically for online users, going through the dreaded telephone menu can still be quite irritating to many. Again, some are considerably better (or worse) than others. Slow processing: From the moment you entered a financial transaction with your bank via the computer.   Usually the bank will require you to submit certain documents like an identification card, signature and the like.   Not only will the bank online require you to submit documents but also to provide special power of attorney in cases where you want to do transactions together with your spouse.   A concrete example is when you want to manage all your wealth and resources together as a couple and you wish to view it online.   Certain technical procedures regarding online banking may be taxing too and complicated. As a result, not all online transactions are immediate. Online banking is subject to the same business-day parameters as traditional banking. Therefore, printing out and keeping receipts is still very important, even when banking online. The Impact of MayBank Online Banking: The Online Banking services in Maybank have profound changes during the last decade. The most obvious change has been the large number of bank mergers, which have increased both the average size of banks and the area over which they operate. Other changes may also prove dramatic but are at this point just getting under way the growth of Internet banking and the combination of banking with other financial services, such as insurance and securities underwriting. The implications of these changes for the profitability and safety of banks have been widely discussed, but what do they mean for local economies? Some analysts argue that the changes will benefit most communities by increasing the publics access to financial services and making it easier for banks to continue lending during regional economic downturns. Others argue that the changes will end up hurting many communities, especially smaller ones, because the large organizations created by mergers will be uninterested in serving small customers and will siphon off funds from smaller markets to lend in big cities. To shed light on the debate, this article focuses on the two groups that are most likely to be affected by the transformation of banking. Consumers and small businesses. Before the recent changes, surveys consistently found that these two groups relied heavily on local banks for their credit and payments needs. It stands to reason, therefore, that they would also be the groups most affected by any changes in local banking practices resulting from consolidation, Internet banking, or financial integration. A further reason for focusing on small businesses is that these enterprises play an especially important role in the economic performance of smaller communities the communities where there has been the greatest concern about the possible adverse effects of the transformation in banking. The article concludes that the recent changes in banking are likely to benefit consumers and small businesses in most communities, as long as they remain free to choose between small and large banks for their banking services. The first section of the article reviews the three major Changes in the banking system consolidation, Internet banking, and financial integration. The next two sections argue that these changes are likely to benefit both consumers and small businesses, provided small banks are available to fill any gaps in service or credit to smaller customers. The last section concludes that small banks face a major but not insurmountable obstacle in continuing to fill this role-the increased difficulty of obtaining funds. THE IMPACT OF THE ONLINE BANKING ON CONSUMERS: Consumers have traditionally relied on nearby banks and branches for many of their banking services. The transformation of online banking in Maybank now under way will hurt consumers by raising the price or reducing the quality of these services. Or the changes benefit consumers by expanding the array of services will offered by banks and allowing consumers to go outside the local market for banking services. It was once thought that the main benefit to consumers of online banking would be lower fees for banking services or higher rates on deposits. According to this view, the cost to banks of online transactions would be much lower than the cost of traditional transactions through a normal branch. As a result, consumers would be charged lower fees or Paid higher deposit rates if they banked online instead of going to a branch office. Proponents of this view pointed to the example of online brokers, who charge investors much less for trading stocks than either discount brokers or traditional full-commission brokers (Marks). THE IMPACT OF ONLINE BANKING ON SMALL BUSSINESS: Like consumers, small businesses have traditionally obtained most of their banking services from nearby banks and branches. Will the transformation of banking hurt small businesses by shifting ownership of these banking offices to large, distant organizations uninterested in dealing with small customers? Or will it help small businesses by making banking and other financial services cheaper and more convenient. As noted earlier, mergers have significantly increased the share of banking resources controlled by large, widely dispersed organizations. Some observers worry that this change in the banking system will end up reducing the total supply of credit to small businesses. These observers acknowledge that some of the businesses that are denied credit as a result of bank mergers may be bad risks that should not have received loans in the first place. They argue, however, that mergers will also reduce the supply of credit to many good risks, hurting the local economy. As in the case of consumers, the main benefit of online banking in Maybank to small businesses is likely to be greater convenience. For several years, large businesses have enjoyed electronic access to their banks through private computer networks. Internet banking in Maybank is now extending that access to smaller businesses. Some bank web sites allow small business customers to view their balances in real time, transfer money between accounts, and originate wire transfers. A smaller number of bank web sites also offer cash management services and payroll services. Industry observers predict that more banks will offer such services over time because small businesses are among their most profitable customers. Large banks have shown particular interest in this area, apparently viewing online banking as a way to lure small business customers away from smaller banks Internet and World Wide Web Maybank File Transfer and the Internet: The internet is a worldwide collection of networks that connects millions of computers and it plays the main role in Maybank transaction system especially online banking, because all the transaction is done by Internet and without the internet there is no online banking. Maybank has become very popular in a world of electronic debits and transfers and other banking activity that, until recently, you would have to have made a trip to the bank to do. All aspects of modern society has benefited from online banking because of the convenience that the internet offers. Internet banks have to make themselves attractive to potential customers. They do this by offering high-yield checking accounts. Internet banks have the comfort of doing so because they do not have the same overhead cost as normal banks. Internet banks are much cheaper to operate than traditional banks, so Internet banks can pass the savings on to their customers. Once they have secured your business, Internet banks offer yo u other services. You will be able to complete your checking, savings, credit cards, mortgages, investments, bill payments and much more from the comfort of your own living room. Maybank has developed a product package designed to provide simple and secure file exchange between the bank and its customers through any of three (3) delivery channels: Web, Desktop Connection or Secure FTP. But in todays networked world of the internet, the browser and e-mail are the ubiquitous software tools used for information exchange. These tools do not adequately support secure file transfer of anything but small files while the ability to track and audit file movement is limited. With M-Secure File Transfer OBS, banks can transmit and receive data automatically without scripts or manual intervention using the web, OBS Desktop Connection Client or Secure FTP. Online Messenger will regularly check for files to be delivered to clients or sent to the bank from designated folders on the customers PC. Customers only have to place a file in the designated send folder and the file will be automatically transmitted to the bank. No complicated FTP processes, no modems, no scripts. Da ta Delivery is secure, using a strong encryption algorithm blowfish with a 448-bit key. Each user has a unique User ID and Password that must be changed every 30 days. E-Commerce E-commerce is business transaction that occurs over the internet and online banking system in Maybank makes it easier, for instance, all these business and transactions can be done and paid at home if you use Maybank online banking. Without the online banking, e-commerce would be difficult and we will have to do these businesses by ourselves because once you want to buy something from the internet youll have to transfer the money and that means going to the bank and do all the transactions and that costs us time, effort and money. Communications: One type of internet banking that Maybank has is Communicative and this type of Internet banking system allows some interaction between the banks systems and the customer. The interaction may be limited to electronic mail, account inquiry, loan applications, or static file updates (name and address changes). Because these servers may have a path to the banks internal networks, the risk is higher with this configuration than with informational systems. Recommendations: Here are some recommendations for Maybank in order to achieve a better online banking: Probably the first thing to think about with online banking would be the convenience. I suggest for Maybank to give us the access to the online banking anytime of the day by improving their online system, because sometimes I have to transfer money for emergency but when I try to access my online banking I found it suspended and thats causes a lot of troubles. Compare the online banking services in Maybank with other banks in order to offer the best services to the customers. Train all the employees on questions customers will ask about online banking in order to make them get a clear idea about it, because some people till now are still afraid of online banking and dont use it. I also suggest for Maybank to make advertisements about this point. As a conclusion, online banking is a part of Internet and all the transactions system occurs by the internet. Like the internet, online banking has his own services and those services such as transfer money which cant be done without the internet and thats one the common things between them. I suggest for Maybank to improve the convenience system and train all the employees to make people get a clear idea about online banking. Security Issues Similarities/ Secure Websites: A secure website is a website using encryption and authentication standards to protect the confidentiality of web transactions. Digital certificates: Digital certificate is a form of electronic credentials for the Internet. Digital certificate is issued by a trusted third party to establish the identity of the ID holder. The third party who issues certificates is known as a Certification Authority (CA). Secure Sockets Layer (SSL) protocol from Verisign Certificate Authority. SSL is a secure way of transferring information between two computers on the Internet using encryption. Strong end to end encryption is also adopted within the banks computer networks and resources. To ensure data confidentiality and integrity, all information transmitted over the Internet is encrypted using the 128-bit (maybank2u.com.my, 2010). Maybank2u.com is WebTrust certified. This certifies our compliance with leading international security standards and Best Practices, as well as our commitment to maintaining a secure environment. WebTrust is an independent corporation that monitors and tests our facilities to assure that we maintain the highest and most current standards in Internet information security and exchange (maybank2u.com.my, 2010). As mentioned on (info.ssl.com, 2006) There are two ways to make sure that Maybank2u.com.my is a secure website: 1) Check the web page URL Normally, when browsing the web, the URLs (web page addresses) begin with the letters http.   However, over a secure connection the address displayed should begin with https note the s at the end. 2) Check for the Lock icon There is a de facto standard among web browsers to display a lock icon somewhere in the window of the browser (NOT in the web page display area!)   For example, Microsoft Internet Explorer displays the lock icon in the lower-right of the browser window: As another example, Mozillas FireFox Web Browser displays the lock icon in the lower-left corner. -Backup: Making copies of data so that these additional copies may be used to restore the original after a data loss event. Backup procedure A backup procedure represents the way you back up your files.   Any backup procedure starts with a concept of a data repository. The backup data needs to be stored and organized. Therefore, its important to establish your backup procedure before choosing the backup solution that is right for you. Different backup procedure has different advantages. Maybank has its own backup procedure performing as follow: Day of Week Weekly Full Backup with Daily Differential Backup Weekly Full Backup with Daily Incremental Backup Sunday A full backup is performed. A full backup is performed. Monday A differential backup contains all changes since Sunday. An incremental backup contains changes since Sunday. Tuesday A differential backup contains all changes since Sunday. An incremental backup contains changes since Monday. Wednesday A differential backup contains all changes since Sunday. An incremental backup contains changes since Tuesday. Thursday A differential backup contains all changes since Sunday. An incremental backup contains changes since Wednesday. Friday A differential backup contains all changes since Sunday. An incremental backup contains changes since Thursday. Saturday A differential backup contains all changes since Sunday. An incremental backup contains changes since Friday. Differences/ -Sensitive username and Password to access bank account online To prevent unauthorised access to our online financial services, every customer is required to select a username and an alphanumeric password, which provides access to their financial information. The username must be between 6 to 16 characters and the alphanumeric password between 8 to 12 characters. The password must include both alphabets and numbers but you may also use special characters (e.g. * $) except spaces (maybank2u.com.my, 2010). -Phishing: Phishing is a high-tech scam that uses spam or pop-up messages to attempt to deceive you into disclosing your credit card numbers, bank account information, Social Security number, passwords, and / other sensitive information.Phishing is the term coined by hackers who imitate legitimate companies in e-mails to entice people to share passwords or credit card numbers. Report on phishing: Maybank made a hotline which you can contact and report about phishing and avoid being a victim of it. To protect yourself from being a victim of email or SMS Phisihng! If you receive suspicious messages, contact immediately at 03-5891 4744. Real-Time-Systems My bank technology system is functional now, but as a feasibility demonstration, not a supported product. Its ability to transfer funds between its internal micro acounts and external accounts via the Automated Clearing House is turned off. The name, my bank, is a place holder for an eventual company name. Many online banking customers reuse their banking login credentials to access other websites, putting themselves at risk of account hijacking and online banking fraud, according to a study by Trusteer Inc. MY BANK-based online security vendor found that 73% of bank customers use their Internet banking password to access non-financial and less secure websites. Forty-seven percent use both their online banking user ID and password on other websites. The practice puts online banking customers at risk because criminals are using a variety of methods including database hacks, brute forcing and phishing to harvest login credentials from non-financial websites, such as social networking sites and Web-based email services, according to Trusteer. Thieves can then test the credentials on financial-services sites to hijack accounts and commit online banking fraud. Money Trouble in MY BANK A series of upsets could spell trouble for my banks virtual economy Theres a long line of avatars waiting to use the automatic-teller machines for Ginko Financial, a virtual bank in the online game Second Life. For more than a week, account holders have been demanding their money back in what some folks are calling a bank run. Set off by high interest rates and a recent ban on in-game gambling, the bank run could ultimately have a major effect on the games economy. The theft of approximately $12,000 from the My bank World Stock Exchange doesnt help matters either. My bank, is an online world where players can buy and sell all kinds of goods and services. The games economy is based on fictional currency, called Linden dollars. But those dollars do have real-world value: players can buy or sell Linden dollars at a rate of about L$270 to $1 on the Lindex market. My banks website even boasts that thousands of residents are making part or all of their real life income from their My bank businesses. Now the entire My bank economywhich could affect more than 8.5 million playersis in trouble. Although financial institutions in My bank are careful to define themselves as games, some My bank banks offer more than 100 percent annual interesta tempting rate when combined with the possibility of turning Lindens into U.S. dollars via the Lindex. Right along with the promise of turning virtual currency into real-life riches are problems with how some Second Life financial institutions are run, says Robert Bloomfield, an economist at Cornell University who makes a serious hobby of studying My banks economy. The average person who goes to a [real-world] bank isnt aware that theres a large regulatory body keeping track of the reserves the bank has, he says. But banks in Second Life, which Bloomfield compares with the Wild West, are mysterious and unregulated. Ginko Financials CEO, Andre Sanchez, of Sao Paolo, Brazil, has refused to release records of Ginkos investments or financial history, and he has not revealed a clear plan for returning peoples money NOW THER IS 3 Reasons Not to Use Online Bank Accounts * Customer Service with Online Bank Accounts One reason to avoid online banks is that you may run into bad customer service. With a brick-and-mortar bank, youll likely have some familiarity with the staff. At a small credit union, the staff might know you well. Why does this matter? Its easier to get good service if you know the staff and they know you. You can pick and choose who you deal with. However, if your online bank account offers any phone service, you have to take your chances with the 1-800 Lottery. You might get somebody helpful and knowledgeable, or you might not. * Online Bank Accounts and Speed of Clearing The internet is supposed to make things faster. However, you might have to wait a long time for checks to clear. You certainly cant ask for a cashiers check if youre in the middle of a crisis and you need settled money yesterday. Likewise, deposits to your online

Social Classes and the Strains They May Cause in The Awakening by Kate

Social Classes and the Strains They May Cause in The Awakening by Kate Chopin In the novel The Awakening by Kate Chopin, class structures are a significant key to some of the actions of three main characters. Leonce, who is married to Edna, is the character who goes along with the upper-class structure because he wants to be accepted by his peers. Robert, who falls in love with Edna, is too scared to go against the traditional thinking of the upper class. Finally, Edna, who is the main character in the novel, does go against her upper-class structure for her own happiness. Leonce is the typical husband; he wants to please his wife, Edna, but he also wants to be recognized by his upper-class friends. He truly does love Edna, but he treats her as though she were a child. He also thinks of Edna as his chattel. For example, at the very start of the novel, while looking at his wife like a piece of property, Leonce says, "You are burnt beyond recognition" (24). Leonce looks at her as if she were a lower- class citizen since it would be those that labor in the sun who would be "burnt" (24). During that time period, most upper-class husbands did treat their wives as if they were a valuable possession. However, Edna does not want to be looked at in a manner that gives her a sense that she is property. Edna wants to be her own person. She wants to have her own opinions about her life, without having her husband tell her whether she can or cannot think for herself. She basically ignores her husband. Margit Stange in her essay "Personal Property: Exchange Value and the Female Self in The Awakening" mentions that "what Edna Pontellier considers as her property is [. . .] her body" (277). Edna doesn’t see herself as property of h... ...es within herself; she as a flower has begun to die and wilt. She was the only person through the novel who is brave enough to think in a new way. Before Edna commits suicide, she feels that no one understood her. No one knew why she was trying to change things within her class. One reason why she does kill herself is the fact that she knows that she cannot live in such close societal boundaries. The simple way to face this reality for Edna is to just forget all together and put an end to her life. Works Cited Chopin, Kate. The Awakening. 1899. Ed. Nancy A. Walker. Case Studies in Contemporary Criticism. 2nd ed. New York: Bedford-St.Martin’s, 2000. Stange, Margit. "Personal Property: Exchange Value and the Female Self in The Awakening." The Awakening. Ed. Nancy A. Walker. Case Studies Contemporary Criticism. 2nd ed. New York: Bedford-St.Martin’s, 2000.

Women And Men

It has become a troubling cliche that women feel unavoidably attracted to men who are completely wrong for them. This leads to other overarching platitudes that permeate our social interactions. All men are pigs. Nice guys finish last. The frustration over these seemingly impenetrable absolutes builds and builds until it bursts in a flurry of Cosmo quizzes. What’s going on, and can it be remedied? You all know someone who’s been affected by this paradox, and probably have encountered it sometime yourselves. A friend of mine recently had her birthday ruined by her boyfriend. He accompanied her and many of her friends on a trip to Magic Mountain. After disappearing for hours, she finally found him. He was asleep in her car in the parking lot, which he had broken into in order to nap inside, the ideal resting place. His only present to her was a card. They are still together today. I couldn’t have written a more ridiculous scenario myself. (Well, I could, but it would involve a lobster playing trombone.) Are women attracted to guys like this because somehow the qualities of meanness and insensitivity are inherently desirable? The answer is no. Granted, there is a positive correlation between the degree of a male’s lack of compassion and his ability to engender the attention of the opposite sex, but as any of you know who have taken a statistics course, a correlation does not prove causation. There is an underlying factor that produces this result. That factor is power. What women seek is someone who is powerful, who can control any situation and make things go his way. From an evolutionary standpoint, this means women are far more likely to be attracted to the guy who kills the charging lion than the guy who paints one on the cave wall. If there is one thing that jerks certainly have, it is power. Women perceive them as having great security and influence. What they often fail to notice is that this power is derived through meanness and selfishness. Conversely, kindness and selflessness are perceived as signs of weakness. I do not recommend, however, that women try to find comfort in the arms of the spineless.Spineless people aren’t necessarily kind. They simply possess too much cowardice to act on their angry impulses. Kindness is not the absence of malice; rather, it is the active pursuit of the satiation of the needs of others above one’s own. It takes far greater strength to pursue good instead of evil, as the odds are stacked against the good. A jerk demonstrates his strength by dominating other males through force and/or humiliation. A kind man will be far subtler. My grandfather once gave me some advice on the subject. He said, â€Å"A great man doesn’t tell people how great he is. If he is truly great, then they will know it.† Clearly something separates the boys from the men, but how to define that separation? Rudyard Kipling comes fairly close in his poem, â€Å"If.† I leave it to you to read it; it will be two minutes well spent. When it comes to how a male treats a woman, I have found a definition that seems to distinguish the mature from the immature. A boy sees his woman as a treasure. She is beautiful, charming, intelligent, etc. The boy will recognize all of these positive attributes as valuable, and therefore worth preserving through his best efforts. He does not love her for herself, only for how she makes him feel about himself. A man will treasure his woman. He will cherish her, support her, and devote the best fibers of his being to her. This is based on sacrifice and love, rather than on possession. A treasure, noun, is an object worth keeping. But a relationship should not be a museum in which a male showcases his best piece. To treasure, a verb, implies upkeep and care, dedication and perseverance, love and honor. This is surely the measure of a man. In trying to avoid sub-standard men, women often fall into another relationship sand trap, the older man. By older, I refer to an age they should be together. At the same time, our wants must be tempered with cognizance. The â€Å"plenty of fish in the sea† metaphor still applies to the beginning of a relationship. Squeeze a few tomatoes before you pick one out. Most of us aren’t out there looking for husbands and wives just yet, so perhaps it is adaptive that the qualities that make a good spouse are not those we necessarily value in a college relationship. On the other hand, high school is over, so perhaps it’s time for the homo erectus in the varsity jacket to say goodbye. I find it disheartening that women, seeking powerful men, would rather date Lex Luthor than Superman, or at least are more likely to fall for Luthor initially. Of course, not all guys fit neatly into the categories of heroes and villains. In truth, we are neither. Ladies, give us the litmus test for selfishness. A man should be a pillar of strength to his woman, but he should be made of something warmer than cold stone.

Lincoln Memorial Essay - 1004 Words

Washington, DC is a spectacular place. This being my first time in DC, I was in awe of everything and all the historical places I encountered. The presence of the monuments and history is what made the capitol so magnificent. Having only read about the Lincoln memorial, I never had the chance to experience the sensation of being inside such an honorable place of importance. The imposing white marble walls of the memorial and the many people surrounding it could be seen from afar. Arriving at the location, an unknown feeling came over me. I was experiencing history in a whole different level. When I think about a memorial, the term remembrance comes to mind. Seeing the statue of Abraham Lincoln brought pieces of memories from history†¦show more content†¦Building this memorial was surely the right way to go. There were many people of all ages, ethnicity, and class. All the people gathered at the memorial created a sense of unity although we were all there for different purp oses. Many of these people were in high spirits and were enjoying themselves. While researching and reading about the history of the memorial, I found interesting things that stood out. An example of this was the story behind the structural design. The architecture of the chamber inside the memorial means something itself. Different stones from different states were used in the creation of the chamber. According to the â€Å"DC Pages†, â€Å"The terrace walls and lower steps consisted of granite blocks from Massachusetts, the upper steps, outside front wall, and columns contained marble blocks from Colorado-the interior walls and columns were Indiana limestone, the floor was pink marble from Tennessee-the ceiling tiles were made up of Alabama marble, and the Lincoln statue encompassed 28 pieces of marble from Georgia†. The structure of the memorial was built on different marble stones to signify what Abraham Lincoln stood for. Henry Bacon who was behind the design of the memorial chose these stones to tell a story. The stones symbolized that alt hough a country was torn apart by war and hatred, it can still come together to build something as significant as the memorial. The stones explain the reunification of the states. The memorial notShow MoreRelatedEssay On The Lincoln Memorial1057 Words   |  5 Pagesgood advice, like they were real and close friends. Melissa being the good listener, she understood her situation and decided to help her with what was going on as they were going to be partners after all. â€Å"There’s been a mass murder at the Lincoln Memorial. His picture was taken about 3 hours before it happened, there seems to be something in his pocket that could’ve activated the bomb. There was one other guy with him, but we weren’t able to identify him as he never showed his face to the cameraRead MoreThe Significance Of The Lincoln Memorial1828 Words   |  8 Pagesof a monument. 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The administration of LMU, following Procedure One of the SACS Commission of College’s (SACSCOC) Substantive Change for Accredited Institutions Policy, provided a letter stating this intent on April 6, 2005 to the Executive DirectorRead MoreI Have a Dream: Rhetorical Analysis865 Words   |  4 PagesPrimarily African-Americans were present at the speech, but it was heard by many white Americans across the country. * Subject: A call for an end to racism in the United States. * Context: The speech was given on August 28, 1963, at the Lincoln Memorial, in a time where it was very difficult for blacks everywhere, and they wanted to change the way they were treated. The civil rights movement was becoming more and more popular at this time. * Purpose: To motivate people to make a change. Read MoreMartin Luther King Jr: I Have a Dream Speech Critique Essay1251 Words   |  6 PagesUniversity Graduate Dr, Martin Luther King stood behind a podium. He established an immediate rapport with an ever changing audience and communicated on a meaningful level, by appealing to moral conscience of Americans standing on the steps of the Lincoln Memorial. He gave the rhetorical demands that racial justice no longer shall people be divided by race or religion. Although at the time it wasnt the case, it was a future vision that all people are created equal ( M.L.K.) The central Idea or purposeRead MoreA Comparison of Dr. Kings I Have a Dream Speech and Mandelas Glory and Hope Speech1347 Words   |  6 Pageshow to obtain it. The speeches I Have a Dream are similar both linguistically and structurally in that both speakers apply strong emotional appeal to support their propositions of freedom, justice, and social equality. From the steps of the Lincoln Memorial before more than 200,000 Americans on August 28, 1963, Dr. Martin Luther King, Jr. provoked the original notions of American ideals with his cardinal I Have a Dream speech. 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